Personal financial literacy

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The student applies mathematical process standards to manage one's financial resources effectively for lifetime financial security. The student is expected to:
Calculate how money saved can accumulate into a larger amount over time;
Explain that saving is an alternative to spending;
Distinguish between a deposit and a withdrawal;
Identify examples of borrowing and distinguish between responsible and irresponsible borrowing;
Identify examples of lending and use concepts of benefits and costs to evaluate lending decisions;
Differentiate between producers and consumers and calculate the cost to produce a simple item.

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